Positioned to Purchase™ Payment History Correction
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Details
Targeted Credit Support for Late Payment Reporting
Positioned to Purchase™ — Payment History Correction is a focused service designed to address inaccurate, outdated, or improperly reported late payments that may be impacting your credit profile and approval readiness.
This service is ideal for individuals who have isolated late payments and want targeted support without enrolling in a longer-term program.
What This Service Includes
- Review of late payment reporting across credit bureaus
- Identification of reporting inconsistencies or inaccuracies
- Strategic dispute preparation and submission (where applicable)
- Follow-up support within the service window
Important Notes
This service focuses on correcting reporting issues. Results depend on creditor verification and reporting accuracy. No specific outcomes or removals are guaranteed.
We handle the technical work reviewing reports, spotting violations, and preparing disputes so you can focus on life, not letters.
IMPORTANT EXPECTATIONS
Results vary, and final decisions are made by credit bureaus and creditors.
In rare cases, a creditor may:
- Update reporting
- Verify information
- Close an account
These actions are within their legal rights and outside of our control.
WHO THIS IS NOT FOR
✖ Multiple negative account types
✖ Heavy collections or charge-offs
✖ Profiles needing long-term rebuilding
(Those situations are better supported through extended programs.)
Active credit monitoring is required ($24.97+/month).
Important Notes
- Results and score increases are not guaranteed.
- You may dispute items on your own at no cost.
- Services are educational and administrative, compliant with CROA and FCRA.
- Secure client portal included.
- All sales are final once work begins.