Positioned to Purchase™ Homeowner Ready (Mortgage Credit Positioning Sprint)

Positioned to Purchase — Homeowner Ready helps future homeowners get their credit and paperwork in order before a lender looks at their file. We handle the process and guide you through the next steps so there are no surprises when it’s time to apply.

Only sign up if you have less than 15 negative accounts

WHAT’S INCLUDED

6 strategic and aggressive rounds

Complimentary Mortgage Consultation

Once credit services are complete, you’ll receive a complimentary consultation with a licensed Mortgage Loan Officer to review your readiness and discuss appropriate next steps.

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Personalized Credit Strategy

You’ll receive custom guidance based on your specific credit profile, including support around:

• Credit rebuilding priorities

• Utilization and payment structure

• On-time payment consistency

• Budgeting and savings considerations

This ensures you’re moving with clarity — not guessing.

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Full Credit & Document Review

We review your credit reports and supporting documentation to identify missing, weak, or misaligned areas that could delay approval, such as:

• Employment or income documentation gaps

• Incomplete or outdated filings

• Reporting issues lenders commonly flag

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Four Strategic Rounds of Credit Disputes

Targeted, law-driven dispute rounds designed to address inaccuracies and position your profile for mortgage readiness, using both expedited and traditional methods.

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Pre-Approval & Realtor Support

After dispute rounds are complete, we guide you through the pre-approval preparation phase.

If you don’t already have a realtor, you’ll be connected with trusted professionals from our network to support your next steps.

WHO THIS IS FOR

This program is a strong fit if:

✔ You are planning to purchase a home

✔ You want clarity before speaking to lenders

✔ You need guidance through the preparation process

✔ You want to avoid preventable approval delays

✔ You value strategy over rushing

IMPORTANT NOTES

• This program does not guarantee mortgage approval

• This is not a lending or mortgage service

• Timelines vary based on credit profile and documentation

• This program provides educational guidance and execution support only

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Why This Path Matters

Homeownership requires preparation not pressure.

This program exists to help you move into the process informed, supported, and confident, knowing your credit and documentation have been addressed intentionally.

How Payment Works

Your first payment covers onboarding, credit audit, and dispute preparation.

BrightSecure Legacy Builders complies with the Telemarketing Sales Rule (16 CFR Part 310). We do not collect payment for credit-repair services before work is performed.

Important Information

• Active credit monitoring is required ($24.97/month)
• Results and score increases are not guaranteed  credit bureaus make final decisions
• You may dispute items on your own at no cost
• Services are educational and administrative, fully compliant with CROA and FCRA
• Secure client portal access is included
• All sales are final once work begins